Depending on the addiction you can but you may have to go to a guaranteed Issue policy. Not knowing the addictions and details it is hard to give a definitive answer. Are you still taking the substance or have been clean for a period of time? Is it Marijuana, pain pills, alcohol or crack cocaine? The answer to those questions could make a difference.
It is difficult to get anything but guaranteed issue life insurance while currently an addict of illegal or prescription drugs. And if under age 40-50, finding guaranteed issue life insurance can be very difficult.
So the best place to start in finding life insurance while an addict, is to seek out treatment for your addiction. Once you have been clean for a couple of years, finding life insurance is not a problem in most states.
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So the best place to start in finding life insurance while an addict, is to seek out treatment for your addiction. Once you have been clean for a couple of years, finding life insurance is not a problem in most states.