Can A Pregnant Woman Buy Life Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Yes, typically a pregnancy alone will not prevent a woman from applying for and securing life insurance. Every carrier has their own set of standard for the types of risk that they are able to accept. You're rates may be higher due to your condition.  Contact a local agent to discuss your coverage need and concerns.
    Answered on October 6, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, my pregnant daughter was just rated Preferred Plus, proof that if you are in good health and your weight fits the guideline, any rating is possible. However, some companies do restrict purchasing life insurance during the third trimester, so be sure you are applying with a company that allows it before applying for life insurance while pregnant.
    Answered on October 7, 2013
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