That is a great question, and one that I sincerely hope you are only asking out of curiosity, and not need. The answer is that you can, there are companies with policies that are guaranteed to accept everybody, but there is a catch. To a one, every single one of them will have a period of time, typically two - three years, where the only benefit you will receive is what you paid in, plus some interest. If your death falls within that period, your only gain will be the interest. If this is a "I need it" question, then I truly wish that someone would have advised you to buy earlier in your life. I'm sorry. Thank you though, for asking!
Yes, a dying person can get life insurance. It is called guaranteed issue life insurance. But in the first years of the policy, it will only pay back what you paid, in plus some extra. It's return is much better than you can get in a savings account, and there is always a chance that the dying person might live long enough for the policy to pay in full. So it can be a consideration, unless death is definitely imminent. Buying a policy through a funeral home is also an option for those who terminally ill.
Best wishes to you as you go through this trying time. Rather than use the quote engines, give one of us a call. It will save you time and frustration.
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Best wishes to you as you go through this trying time. Rather than use the quote engines, give one of us a call. It will save you time and frustration.