Agent, Rural Mutual Insurance Co., Union Grove, WI
That is really going to depend on your policy. Some homeowners insurance policies include limited mold coverage within the policy usually less a deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Every policy is different, and every state as well. In CT, you will more than likely find that you are covered for mold damage/remediation up to $10,000 for the damage to your home or property and up to a medical limit of $1,000 per person and poicy limit of $50,000 for any illness that may be caused by mold. The property damage coverage will be subject to your Homeowners' policy deductible.
It is always best to ask this question of your insurance professional to find out what particular coverage your policy provides.
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It is always best to ask this question of your insurance professional to find out what particular coverage your policy provides.