Your homeowners insurance may cover the removal of mold. It depends why there is mold in the first place as to whether they'll cover it. If they do cover the removal of the mold, they will, most likely, have a limit on the damage.
For coverage to be triggered for almost anything there must be a sudden and accidental occurrence that can be pinpointed:
Roof damage from wind that let water into the house
a burst water pipe or broken water heater
There must be a covered cause for why the water entered the home. Only then will your company cover any resulting mold damage. Notice that I said "resulting". Mold damage that appears because of seepage or some other maintenance issue will not be covered.
Most companies now limit the amount of money they will spend to clean up mold damage. This will be explicitly stated in your policy and you should be aware of what that limit is.
So, once again, there must be a covered cause for the resulting mold damage and there will usually be a limit for how much damage they'll cover. be smart, read your policy and, above all, find an agent you can trust.
.JPG){kind=avatar}
For coverage to be triggered for almost anything there must be a sudden and accidental occurrence that can be pinpointed:
Roof damage from wind that let water into the house
a burst water pipe or broken water heater
There must be a covered cause for why the water entered the home. Only then will your company cover any resulting mold damage. Notice that I said "resulting". Mold damage that appears because of seepage or some other maintenance issue will not be covered.
Most companies now limit the amount of money they will spend to clean up mold damage. This will be explicitly stated in your policy and you should be aware of what that limit is.
So, once again, there must be a covered cause for the resulting mold damage and there will usually be a limit for how much damage they'll cover. be smart, read your policy and, above all, find an agent you can trust.