Will My Home Insurance Go Up If I File A Claim?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This is nearly impossible to answer. Whether or not your rates go up at renewal after a claim is strictly up to your carrier. There are many factors that go into determining your premium for your homeowners insurance coverage and claims history is one of them. In my opinion and experience I would say that the frequency and amount of the claims will be given greater weight the higher the number is for either.
    Answered on August 30, 2013
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