Will Homeowners Insurance Pay For Termite Damage?

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    Frank Winterle
    Principal, Creative Insurance Services, Gloucester City, NJ
    No, termite damage is usually excluded from the HO3 homeowners policy. Under the Exclusions Section of the HO3, damage caused by Birds, vermin, rodents, or insects is excluded. If you are interested in a policy review of your home coverage please contact me at fwinterle@creativeins.net. Happy Holidays and Merry Christmas.
    Answered on December 19, 2013
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