Will Homeowners Insurance Cover Termite Damage?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    As a rule the answer would be no.  Termites are not considered a covered peril by most companies.  Homeowners is not designed to cover general maintenance.   Termites fall under that category.  If a structure collapses then damage to the personal property may be covered and possibly the structure.
    Answered on May 21, 2013
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