Will Homeowners Insurance Cover Spoiled Food?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   It may. If the food spoilage was caused by a covered loss to your home - such as a power failure. Your food loss may be covered up to the dollar amount specified within the policy possibly less your deductible. Please remember every policy is different. Read your policy completely to understand what coverage it provides and what exclusions it may contain.

   Answered on June 19, 2013

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