Agent, Rural Mutual Insurance Co., Union Grove, WI
That is going to depend on your homeonwers policy and the cause of the mold in the first place. Not all homeowners insurance policies provide mold coverage and coverage is usually subject to the policy deductible. Read your policy completely to understand the coverage provided and any exclusions that may be contained within or contact your local agent to have them go over the policy with you.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
It may, yes, but it is always best to talk to your Insurance Professional about the specific terms and conditions of your policy. Here in Connecticut, most standard issue Home Insurance policies will provide a certain amount for mold, usually up to $10,000.00.
Now here is something that is important to keep in mind. If you do suffer a water damage loss that is covered under your Homeowners' policy, it is important to have a professional involved in the clean up. Not only will they be able to rid your house of the standing water quickly, but they will be able to determine if the water has infiltrated walls, floorboards etc. They use industrial strength fans and dehumidifiers to be sure that everything is completely dried and will also employ safe and effective mold remediation treatment to any effected areas.
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Now here is something that is important to keep in mind. If you do suffer a water damage loss that is covered under your Homeowners' policy, it is important to have a professional involved in the clean up. Not only will they be able to rid your house of the standing water quickly, but they will be able to determine if the water has infiltrated walls, floorboards etc. They use industrial strength fans and dehumidifiers to be sure that everything is completely dried and will also employ safe and effective mold remediation treatment to any effected areas.