Will Homeowners Insurance Cover Foundation Damage?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   When it comes to foundation damage it would really depend on what caused the damage. In most cases foundation damage is caused by settling which is not a covered peril so there would be no coverage. I highly recommend you discuss this potential loss with your agent about the nature of the foundation damage to see if there would be coverage on your policy

   Answered on May 23, 2013

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