If you are walking down the street and a pack of dogs attacks you, your homeowners insurance will not cover it. This would be a claim on your medical insurance.
However, if you own a dog and your dog attacks someone not a member of your household, your homeowners liability coverage may cover the resultant medical and legal expenses. "May" is the operative word as some homeowners insurance companies exclude dog bite liability for all or some breeds. And even if yours does not exclude, they most certainly will following filing the 1st dog bite claim under the philosophy of where there's smoke, there's fire. One incident is a good indicator that another is likely.
Talk to your insurance professional for your specific coverage or lack thereof!
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However, if you own a dog and your dog attacks someone not a member of your household, your homeowners liability coverage may cover the resultant medical and legal expenses. "May" is the operative word as some homeowners insurance companies exclude dog bite liability for all or some breeds. And even if yours does not exclude, they most certainly will following filing the 1st dog bite claim under the philosophy of where there's smoke, there's fire. One incident is a good indicator that another is likely.
Talk to your insurance professional for your specific coverage or lack thereof!