Will Homeowners Insurance Cover A New Air Conditioner?

1. 

   7647 POINTS

   view profile
   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Based on the question I have to make assumptions that your old air conditioner just wore out and broke down. If this is the case then no, your homeowners insurance will not cover to get you a new air conditioner. Homeowners insurance polices are not warranties or maintenance policies. This includes mechanical breakdown. Damage must be sudden and accidental. Fire, or vandalism would fall into the sudden and accidental category.

   Answered on June 18, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.