Will Homeowners Insurance Cover A Hot Tub?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners insurance will cover a hot tub for the same perils of the policy as the rest of your property. If the hot tub is connected to your home this would fall in as part of your dwelling coverage. If the hot tub is free standing outside then this would fall under other structure coverage.

   Answered on November 14, 2013

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