Will Home Insurance Cover Termites?

  1. 260 POINTS
    Kevin P. Foley, CPA, CPCU
    President, PFT&K insurance Brokers, New Jersey
    Homeowner policies generally exclude damage arising from "... birds, vermin, rodents, insects or domestic animals."

    Since termites are insects I would say their damage is NOT covered.  However the policy language of your policy is the deciding factor.

    I hope I've answered your question.  If not, feel free to call, fax or email me.

    Kevin P. Foley, CPA, CPCU
    PFT&K Insurance Brokers
    T 877-414-2031
    F 877-405-3025
    E kpfoley[at]kpfoley[dot]com
    W www[dot]kpfoley[dot]com
    Answered on October 3, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>