1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Depending on what the damage is, the chimney may be covered. Most homeowners policies will cover the damage if caused by fire, wind, hail, smoke, explosion, vandalism, falling objects and collision. However if the damage is just caused by normal wear and tear then this would not be a covered peril of your policy.
    Answered on January 22, 2014
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