Who Is Covered On Home Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Homeowners insurance will cover the named insured and any family members who live in the house.  It will also cover visitors belongings and any property you have stored in your house for another person.  If a non-family member lives with you and is a permanent resident then you may want to include them as an additional insured on your policy.  It will also cover anyone who is injured on your property and files a lawsuit on the liability prortion of your policy or a visitor who is injured and needs medical attention under the Medical pay portion of your policy.
    Answered on May 30, 2013
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