Who Has The Cheapest Homeowners Insurance Rates?

  1. 1450 POINTS
    Fred Adams
    The HSA Expert, Health Revival, Athens, GA
    Like all other types of insurance, there is no one single price for home owners insurance, nor is there one company that is "best" or "most affordable" home owners coverage for everyone.  To determine the best plan for your personal situation, I suggest speaking with a licensed insurance agent, one who represents many companies in your area. That is the only way to ensure you receive honest, expert advice, based on your personal needs. With property and casualty coverage such as home owners or auto insurance, you can normally get a better deal when purchasing coverage for more than one item. For example, I have my car and my home both covered on policies with Auto-Owners Insurance company.  With the multi-policy discounts I receive, I actually pay less to insure my home and car than I would pay to insure my home, if that was the only policy I carried with that company. While that may sound illogical, if not unbelievable, it is true, and is a very smart approach to take to make sure you keep as much as your hard earned money in your pocket as possible.
    Answered on April 16, 2014
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