Who Has The Cheapest Home Insurance?
- 180 POINTSview profilenjinsuranceguySalem NJYour neighbor and yourself with similiar house values could get insurance from the same company and your rates will be different. Insurance premiums are determined by many factors, including your insurance score, loss history, the existance of dogs, trampolines, pools, oil tanks, etc. They best way to get the best coverage for yourself at the best rate is to have an a local reputable independent agent with access to multiple carriers take one application for you and then they will shop all of their markets.Answered on July 24, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe cheapest homeowner’s policy is the one that pays the maximum amount possible when you have a claim. Of course it must be a policy on your house and it must be in force. What was paid for the policy is insignificant in many cases. The cheapest policy is sold by your trusted insurance agent, someone who listens to you, gives you sound financial advice and communicates clearly with you and the insurance company. That agent will do their best to make sure you are protected.Answered on June 26, 2014flag this answer
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