1. 992 POINTS
    Phil Tuccy
    Owner, Insurance Group Consulting, LLC, Florida
    The largest by a significant margin is State Farm which has more than 20% of the market in terms of written premium.   Industry figures from 2012 indicate a total of $15 billion in premium.   (That's not property values - That's premium!)  The next closest is Allstate at about 10% of the market.   The next eight carriers of the top ten, each having no more than 3% or so of the market, are:  Farmers; Liberty Mutual; USAA, Travelers; Nationwide; Chubb; Citizens and American Family.
    Here in Florida, if you can be insured with any of these carriers, with the exception of Citizens, you have a strong National company behind you, in the event of losses.  Many of them do not write in Florida, especially if coverage for the peril of wind is included.
    Answered on May 16, 2014
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