1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best home insurance policy is the one that is in force when you experience damage or are sued. Regardless of the premium the claim is likely to be a great deal more than what you paid for coverage. The policy in force could be from any admitted company and your state insurance commissioner is going to be very interested if the company fails to keep its promises.
    Answered on September 29, 2014
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