1. 4470 POINTS
    Brandon Roberts
    Owner, The Insurance Pro Blog,
    No one insurer is the best insurer for all people.  Every insurer has varying degrees of appetites for certain risks and as a result will charge people differently based on the risk they pose to the insurer. 

    For this reason, it's best to seek out the guidance of an agent who is licensed to sell home insurance in your state so that he or she can show you an array of options and you can determine which insurer is best for you.
    Answered on August 28, 2013
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