1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best company for home insurance is the one that has a policy in force on your home.  There might be reasons to change companies but it is the “in force” policy that you need.  Insurance companies are highly regulated.  Most states have an elected official whose responsibility is to monitor the activities of all the insurance companies admitted to that state.  While there are minor differences in the balance sheets of companies you can expect that any insurance company doing business in your state is going to fulfill their contractual obligations to you.
    Answered on March 31, 2014
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