When To Apply For Homeowners Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most homeowner’s policies are purchased to coincide with the closing of escrow.  The title company arranges with your insurance agent to provide an insurance policy on that specific date.  The policy can be replaced on any date.  If you want to change companies you need to notify your existing carrier and if the policy is being paid out of escrow, they will need to be notified as well.
    Answered on June 26, 2014
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