1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    Homeowners Insurance primarily covers damage due to fire and other covered perils to the primary residence of the titled owner of the dwelling insured. Homeowners Insurance is defined as an insurance contract to protect owner occupied dwellings. For homes that are tenant occupied, a Landlords or Dwelling Fire policy would be needed.

    Homeowners Insurance will cover the dwelling (house), other structures (garage, gazebo, guesthouse), personal property (furniture, appliances), loss of use (additional living expenses), guest medical payments, and personal liability (for family residents).

    There is a link providing an online format to obtain a quote and buy home insurance online in multiple States; it may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com
    Answered on October 13, 2014
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