1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    You want to make certain that your home is covered for a dollar amount that would allow you to rebuild it should you experience a complete loss. Look at loss of use clauses - this typically provides money for you and your family's living expenses for up to a year or until your home is rebuilt after experiencing a complete loss. What coverages are provided and what exclusions are there. Are there specific coverages that you want? Please contact a local agent, they are best equipped to assist you getting your home properly protected. There are too many things to take into consideration when looking at coverage to explain here.
    Answered on May 17, 2013
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