What To Know When Looking For Home Insurance?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Start by talking to your Insurance Professional who will be able to guide you through the process. Look for a company that is well established with a solid financial reputation. A reconstruction analysis should be completed in order to help you understand the recommended amount of coverage. Choose a deductible that best suits your needs, most policies these days here in CT are being written with a $1000 minimum deductible. Be sure that the policy provides for a reconstruction guarantee on the house and replacement for personal property. Next, I recommend choosing at least a $300,000 liability amount. Ask about discounts and policy credits.

   Answered on September 2, 2014

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