What Should My Deductible Be For My Home Insurance?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The answer really lies with your level of risk tolerance and  where your level of affordability lies. The higher the deductible, the cheaper your premiums will be, but if the deductible is set to a point where you couldn't raise that amount in an emergency, then it's not good either. You want to have a deductible that you can safely come up with, but yet allow you to safely afford the premiums. Thank you for asking!
    Answered on May 9, 2014
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