What Kind Of Insurance Do I Need For A Home Daycare?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That depends on your state laws. I would recommend that any one that is looking to run a day care have commercial liability policy for the day care and have an umbrella policy on their personal lines. To ensure that you are covered properly for the day care operations you should meet with a local agent to discuss the business so that they can provide recommendations to help prevent you from being exposed to many liability exposures.
    Answered on April 26, 2013
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