What Is The Difference Between Homeowners Insurance And Home Warranty?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Homeowners insurance is designed to cover your home and possessions if they are damaged in a covered loss or stolen.  It also protects you in a lawsuit.    It is totally different than a home warranty.  A home warranty just covers you for undisclosed problems when you purchase a home.  It does not cover your belongings, structure damage caused by fire, wind or other perils, liability, or theft.
    Answered on May 21, 2013
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