Agent/Agency Owner, Encore Insurance Group of Omaha, Omaha, NE
Home insurance rates depend on many factors and in the state of Nebraska rates have increased for most companies since 2008. There has been a higher rate of hail events in the state and many companies have felt the effects and raised deductibles and prices.
That being said there are many companies that do have great policies and rates and my recommendation is to call a local agent and get quotes. An independent agent will have multiple companies to shop for you to find the right fit a captive or one company agent will only have one or thier appointed company to quote for you.
The size of the home, credit, claim history, discounts and area are all factors that contribute to the rate so that is information the agent will want. I would love to throw prices out there to you but if you are asking for an average and this is my opinion it is about $1200 a year. Of course I have many clients with lower and higher premiums depending on the factors I listed above.
Please give us a call or shout if you have any more questions my staff and I would be happy to help answer any questions.
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That being said there are many companies that do have great policies and rates and my recommendation is to call a local agent and get quotes. An independent agent will have multiple companies to shop for you to find the right fit a captive or one company agent will only have one or thier appointed company to quote for you.
The size of the home, credit, claim history, discounts and area are all factors that contribute to the rate so that is information the agent will want. I would love to throw prices out there to you but if you are asking for an average and this is my opinion it is about $1200 a year. Of course I have many clients with lower and higher premiums depending on the factors I listed above.
Please give us a call or shout if you have any more questions my staff and I would be happy to help answer any questions.