1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Replacement cost typically means the cost that would be incurred to replace an item that was damage as the result of a covered incident with a new item of the same or better funtionality and properties of the damaged item. Please remember every policy is different. Please read your policy completely to understand the coverage offered and any exclusions that may be contained within or contact your local agent to have them go over the policy with you.
    Answered on September 20, 2013
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