What Is Other Structures Coverage On Homeowners Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Other structures on your homeowners policy would typically be out buildings such as sheds. Most homeowners policy's provide up to ten percent of the policy valuation for this type of coverage less your policy deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on September 18, 2013

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