What Is Needed For A Homeowners Insurance Quote?

  1. 0 POINTS
    steve whiteaker
    Agent, farmers insurance,
    For a home Insurance quote usually the agent can pull most info off of the assesor site for your county, usually what is mainly needed is what the customer considers market value, personal belongiongs, any special additions you have added, the most recent roof year, name, DOB, address, if you have been cancelled prior or had prior losses, what the floors consist of,as well as the inside and outside walls, garage type, basement condition/status.
    Answered on January 28, 2015
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  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Talk to your Insurance Professional about the location of the house and about the particulars of the structure. Ask them to complete a Reconstruction Analysis for the dwelling. They'll need to know the size and style of the building along with any special or particular features including fire places, alarm systems, HVAV systems etc. If the roof has been replaced, knowing when is important because there may be discopunts available. Likewise, discounts may be available for upgraded electrical, plumbing or HVAC systems.
    Answered on January 28, 2015
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  3. 2777 POINTS
    Terry A. McCarthy, CLU, ChFC
    President, Insurance Associates Agency Inc., West Chester, OH
    Insurance underwriters will be underwriting the insure do, the property and its characteristics, the available fire protection in your community, and proximity to known hazards. You should be prepared to give your personal information and be able to describe the home, it's style of construction, it's age or when built, and the age of heat, AC, electrical system, plumbing and roof along with other typical improvements or major maintenance. Indicate whether you have qualifying alarm systems and other protective devices. It helps to have present coverage info in hand to provide coverage dates for accurate rating. The more you can help answer rating and qualification questions, the better.
    Answered on February 1, 2015
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  4. 2777 POINTS
    Terry A. McCarthy, CLU, ChFC
    President, Insurance Associates Agency Inc., West Chester, OH
    Insurance underwriters will be underwriting the insured, the property and its characteristics, the available fire protection in your community, and proximity to known hazards. You should be prepared to give your personal information and be able to describe the home, it's style of construction, it's age or when built, and the age of heat, AC, electrical system, plumbing and roof along with other typical improvements or major maintenance. Indicate whether you have qualifying alarm systems and other protective devices. It helps to have present coverage info in hand to provide coverage dates for accurate rating. The more you can help answer rating and qualification questions, the better.
    Answered on February 1, 2015
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  5. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The insurance company will want to know exactly what they would have to replace should your home go up in smoke, or be lost to another covered peril. Your description of the property will be the starting point to adjust a claim. Make sure that the insurance agent gathers accurate information; you will have to approve the information that is sent to the company.
    Answered on February 3, 2015
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  6. 109 POINTS
    Kristen Ducharme
    CIC, Brooks Robb & Callahan,
    In order to receive an accurate homeowners insurance quote some of the information that is usually required is the insured's names, dates of birth, property information, i.e. type of heat, square footage, year built. There will also be some questions that will need to be answered regarding the liability portion of your policy, such as do you have a pool, trampoline or dog? The more you disclose to your agent the less likely there will be any surprises after inspection. You will also want to disclose if you have a hard wired generator, leak detection system, or central station alarm system as this may entitle you to credits!!
    Answered on August 9, 2016
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