What Is Dwelling In Home Insurance?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersThe word dwelling just simply means the primary structure or the home it self. So for your question dwelling insurance is home insurance or landlord insurance which is still the home in question. If you look at a declarations pages of a policy you will notice Coverage A which is refereed to as Dwelling.Answered on June 28, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaA dwelling is a structure in which people live. There are several synonyms such as house, home, residence, abode, digs, pad and place. In a homeowner’s policy it is the principle structure on a piece of property and it is used as a residence for the insured and family. This is the basis for pricing most homeowner’s policies.Answered on August 28, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! It sure would be a lot easier if all those policies just spoke in simple words, wouldn't it? In home owner's insurance world, "dwelling" means the place where you live, or "your house". It is used to differentiate between it, and any other buildings that might be on the property and covered, like barns, sheds, detached garages, etc. I hope that helps, thanks for asking!Answered on August 29, 2014flag this answer.png)
1844 POINTSview profileDavid W. ClausenChief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778Dwelling simply means the occupied main structure on the premises. It usually refers to a home or a house. A dwelling fire policy is designed to cover a house that is rented while a homeowners insurance policy is designed to cover a home that is used as a primary residence.Answered on August 13, 2015flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
.JPG){kind=avatar}
