What Is Dwelling Extension On Homeowners Insurance?

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    Phil Tuccy
    Owner, Insurance Group Consulting, LLC, Florida
    The term 'Dwelling Extension' in a homeowner policy is also commonly expressed as 'Other Structures'.   The amount of property insurance listed under Coverage B on your policy is usually 10% of the amount of insurance you have chosen for the main structure - Coverage A.   The Dwelling Extension or Other Structures feature covers all structures that are are either attached to your home, as with a connected garage or otherwise situated on the property, such as  separate storage shed, gazebo, etc.  
    The 10% can be increased based upon your needs.
    Answered on April 17, 2014
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