What Is A Good Homeowners Insurance?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   A good homeowner’s insurance policy is one that pays a claim in a timely manner.  That means that it is a policy with appropriate limits (enough to cover the loss.)  That means that it is a policy that is in force at the time of loss.  That means that the company standing behind the policy has a good reputation, particularly in adjusting claims.  Generally, it means that it is a policy written for you by a competent agent who is established and respected in your community.

   Answered on March 4, 2014

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