A lot...but your local independent agent can help you with the completion of the required information. Here are some examples of what is needed. (List is not all inclusive.)
Basic info about the prospective policyholder: name, address, age (for possible Senior Discount)
Mortgage holder info
Year built, type of building construction, roofing type
Square footage
Use: full-time dwelling, seasonal usage only, etc.
Protection Class (Agent can provide based on location)
Proximity to fire dept and hydrants
Wind coverage needs in some States
Protection/Security devices: Smoke alarms, central station monitoring systems for fire, smoke , break-ins
Deductibles desired/required
Swimming pool? Protection from accidental entry?
Trampoline? Types of playsets on premises?
Types of animals (Some are excluded since a homeowner policy also provides liability coverage and animal bites to others are strict liability issues. )
Again, not all encompassing by any means but it is not as difficult as it might seem to provide all of the needed information, especially with the help of a local independent insurance agent who should already be familiar with the territory and can make the application process flow.
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Basic info about the prospective policyholder: name, address, age (for possible Senior Discount)
Mortgage holder info
Year built, type of building construction, roofing type
Square footage
Use: full-time dwelling, seasonal usage only, etc.
Protection Class (Agent can provide based on location)
Proximity to fire dept and hydrants
Wind coverage needs in some States
Protection/Security devices: Smoke alarms, central station monitoring systems for fire, smoke , break-ins
Deductibles desired/required
Swimming pool? Protection from accidental entry?
Trampoline? Types of playsets on premises?
Types of animals (Some are excluded since a homeowner policy also provides liability coverage and animal bites to others are strict liability issues. )
Again, not all encompassing by any means but it is not as difficult as it might seem to provide all of the needed information, especially with the help of a local independent insurance agent who should already be familiar with the territory and can make the application process flow.