What Does USAA Home Insurance Cover?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The reason that there are few answers about USAA is that they are basically a “direct writing” company.  However, they are a licensed company and offer products similar to those offered by other companies.  Their homeowner’s policy would cover the residence, related private structures, your personal property in the house, and some incidental property coverages.  It also has liability coverages and covers medical payments to others. 
    Answered on March 11, 2014
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