What Does Homeowners Insurance Cover In Texas?
- 0 POINTSview profileFelicia ChavezCOMMERCIAL SPECIALIST, Victor Gamez Insurance Agency, Lubbock, txA homeowners policy will cover the home and contents in the even of damage due to wind, fire ,hail, smoke, etc. It does not cover wear and tear and breakdown of your appliances. Nor does it cover plumbing and/or electrical wiring. Water damage is covered at an additional cost depending on what type of policy you have. Its always best to consult your agent on the specifics of your policy.Answered on November 12, 2013flag this answer
- 0 POINTSview profileRay AyalaAgent / Owner, The Ayala Agency, Houston, TXGreetings! You have asked a very key question. To be honest, the short answer is... It depends. Yes, I know not exactly what you were looking for. Let me step back and explain. The answer to your question depends not only on what company you take you coverage through, but also which policy type you elect. I agree with Felicia, who answered first, when she says consult with your agent. I would also suggest looking for information through OPIC if your are in Texas I suggest checking it out. It gives consumers insurance information on Auto, Home...etc. They are: opic.state.tx.us online.Answered on November 15, 2013flag this answer
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