In order to obtain a home insurance quote, you will need to contact a provider and answer questions for the carrier to assess the risk and thus quote the risk based on your specific factors.
A few of the risk factors that assess the premium are: the geographic area of the home to be insured, the home's characteristics (size & year built), the type of roof, type of plumbing, recent updates, prior claims, amount of Personal Liability insurance requested, deductible requested and any additional endorsements that you would like to add (i.e. jewelry, personal injury, extended liability to other dwelling etc...).
The price of home insurance differs in each and every zip code in the country based on actuarial figures; also all insurance carriers have a different method of assessing risk thus producing a different premium for the same policy.
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A few of the risk factors that assess the premium are: the geographic area of the home to be insured, the home's characteristics (size & year built), the type of roof, type of plumbing, recent updates, prior claims, amount of Personal Liability insurance requested, deductible requested and any additional endorsements that you would like to add (i.e. jewelry, personal injury, extended liability to other dwelling etc...).
The price of home insurance differs in each and every zip code in the country based on actuarial figures; also all insurance carriers have a different method of assessing risk thus producing a different premium for the same policy.