1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    It would be best if you knew the current value of your personal property and the replacement cost of the same items.  That way you can compare the premiums for the two types of coverage.  The only other critical thing to know is the highest amount of liability insurance that you can afford.  These issues can be handled smoothly by a competent insurance agent.
    Answered on May 30, 2014
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