What Are The Different Types Of Homeowners Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Although it is difficult to find a company that will write many of these forms there are a variety of Homeowner’s policies. Generally, the difference is in the perils that the policy insures. The most rudimentary policy covers fire, wind and not much else. The most comprehensive cover “all-risks” except those excluded in the policy. This is much broader coverage and is the norm.
    Answered on September 4, 2014
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