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There are many covered perils on a homeowner's insurance policy. The most common perils are fire, theft, vandalism and wind. Coverage on your contents may differ than coverage on the dwelling.
Earthquake coverage is sometimes a rider that needs to be added. Flood insurance (if you are in a flood zone) can be purchased directly through a separate government agency.
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Earthquake coverage is sometimes a rider that needs to be added. Flood insurance (if you are in a flood zone) can be purchased directly through a separate government agency.