What Affects Homeowners Insurance Premiums?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    There are many factors. The reconstruction value of your home and other structures on the property. The amount of personal property that you have. Your claim history. Your credit level. Do you insure your home and auto with the same company. The age of you home. The geographic location.  And more. This is just to name the ones that pop up immeadiately.
    Answered on May 10, 2013
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