Is Tree Root Damage Covered By Homeowners Insurance?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Because tree root damage is a process that happens over a period of time tree root damage would not be a covered loss. Covered losses would fall under sudden and accidental. Tree root damage is neither sudden nor accidental. In fact the damage is actually preventable if the tree is properly maintained or removed if necessary. Keep in mind, a tree is just a plant and your plants needs to be kept up. As beautiful as they are sometimes you have to take the ax to the tree.

   Answered on September 26, 2013

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