Is There A Deductible For Home Insurance?

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   Josh DeBoer

   Producer, Fred Daniel & Sons, Inc., Tulsa, OK

   Yes, there is a deductible for homeowners insurance. The average deductible that we see is $1000, but you can choose a lower deductible such as $500 or a higher deductible up to $20,000. The more "skin in the game" you offer, the lower your homeowners premium will be. I hope this answers your question.
   
   Best,
   
   Josh DeBoer
   918-582-8206
   jdeboer@fdands.com

   Answered on December 19, 2013

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