Is Structural Damage Covered By Homeowners Insurance?

1. 

   150 POINTS

   view profile
   Paul Nelson

   Owner, Paul Nelson Insurance Services, Santa Cruz, CA

   Yes, homeowners insurance covers the structure, foundation, and roof (unless excluded in your policy) for covered perils. Most standard home insurance policies will come with coverage for additional structures as well (shed, detached garage, guest house, etc.). The policy covers the cost to rebuild from ground up, as long as the damage occurred from a covered peril.

   Answered on June 11, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.