Is Sewer Line Replacement Covered By Homeowners Insurance?

1. 

   1615 POINTS

   view profile
   Ryan Andrew

   President, The Andrew Agency, Richmond, VA

   You can purchase an endorsement called Water/Sewer Backup which will cover resulting damage from a water/sewer line backup. The sewer line itself is not covered but the resulting damage is covered. Homeowners insurance is designed to cover sudden and accidental losses. It is not a maintenance policy and it does not cover damage from wear and tear so if you sewer line needs to be replaced because it is old or tree roots have cracked the pipe, there is no coverage.

   Answered on July 1, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.