1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    I don't believe that it is a legal requirement to have homeowners insurance in an state in the U.S. currently. Most if not all lenders will require that you carry homeowners insurance before they will provide you a loan. A home is a pretty costly investment one that most people work very hard to get and maintain; why would you want to put all of that at risk to save a few dollars a month. Call your local agent today and find out how affordable a policy can be.
    Answered on May 10, 2013
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